Cardholder Portal
My Privilege Card
Rafiqul Islam  ·  UPC-4821-7734  ·  Gold member since Jan 2024
RI
Rafiqul Islam
Points balance
840
= BDT 840 redeemable value
Gold tier  ·  2,160 pts to Platinum
Points valid until Dec 2026 (24-month window)
Tier progress
Gold (2,000 pts)2,840 lifetime
GoldPlatinum @ 5,000
24
Transactions
3
Pending approval
2,000
Total redeemed
30%
Max redeem/txn
My Card  ·  tap to flip
Arogga Gold
UPC  4821  7734
Rafiqul Islam
Member since Jan 2024
840
Points
Card Details
TierGold
StatusActive
Valid thru12/2028
IssuerArogga Ltd.
Tap card to flip
Card management

Recent activity

DateDescriptionBrand / Source PointsBalanceStatus
Cardholder Portal
Earn Points
Upload your purchase invoice or ask the partner to post directly
RI
Rafiqul Islam
Upload invoice
Earn history

Arogga brand purchases earn 1 pt per BDT 100. Partner brand purchases earn points at a configurable rate (e.g. 0.25 pt per BDT 100). Tier multipliers apply on top. Max points redeemable per transaction at partner brands is configurable by Arogga admin.

Purchase details
Invoice upload
Click or drag invoice here
JPG, PNG, or PDF · Max 5MB
Points preview
+45 pts
BDT 18,000 × 0.25 / 100 × 1.25 (Gold) = 56 pts
⚡ With invoice — auto-approved if OCR matches
Without invoice → goes to partner for approval (72h auto-approve)
Cardholder Portal
Redeem Points
Use your points for discounts at ACC or partner outlets
Available balance
840 pts

Arogga configures the max % of points redeemable per transaction at partner brands (e.g. 30%). At ACC/Arogga outlets, full balance can be applied. When a member redeems at a partner brand, Arogga settles the discount value to that partner — the partner owes Arogga nothing. The member also earns points on the gross purchase amount (before discount).

Where to redeem
Points are earned on this gross amount regardless of discount applied
−500 pts
= BDT 500 discount · you pay BDT 17,500
No cap — ACC outlet
+ Earn on gross purchase
+45 pts earned
BDT 18,000 × 0.25 / 100 × 1.25 tier = 56 pts
Redemption catalogue
Cardholder Portal
Notifications
SMS and email alerts sent to your registered contact details
Cardholder Portal
My Profile
Keep your contact details current — partners look you up by mobile or email
Personal details
Card & membership
Card numberUPC-4821-7734
TierGold
Member sinceJan 2024
Card statusActive
Notification preferences
Partner Portal
Fit&Well GymPartner
Award points, review approvals, and track your settlement position
FW
Fit&Well Gym Staff
112
ACC leads sent
+12 this month
3
Pending approvals
Requires action
0
Arogga owes you (pts)
Updated live
28%
ACC conversion
Best this quarter
Award points directly to a cardholder
Points to be awarded
+28 pts
BDT 11,500 × 0.25 / 100 × 1.0 = 28 pts
Partner rate: 0.25 pt / BDT 100 (Arogga-configured)

Your settlement position

When Privilege Card members redeem points at your outlet, Arogga settles the equivalent BDT value to you. You owe Arogga nothing. Members also earn new points on the gross purchase (before the discount), which Arogga tracks separately.

Points redeemed by members at your outlet Arogga owes you
0 pts
= BDT 0 receivable from Arogga
BDT 0Arogga settles at: 15,000 pts total system-wide
Settlement history — Arogga → Fit&Well Gym
No settlements received yet.
Arogga will pay once total system liability hits threshold.

Points earned by members at your outlet (earn activity)

Total pts earned here380 pts
Equivalent BDTBDT 380
These points are funded and managed entirely by Arogga. Your outlet has no financial obligation for earn activity.
Partner Portal
Pending Approvals 3 pending
Review cardholder-uploaded invoices. Auto-approved after 72 hours if no action taken.
FW
Fit&Well Gym Staff

If a cardholder uploads an invoice and you do not approve or deny within 72 hours, the system automatically approves the request and credits points to the cardholder. A notification is sent to both parties.

Partner Portal
Submit ACC Leads
Refer Privilege Card members to Arogga Concierge Centre services
FW
Fit&Well Gym Staff

When a Privilege Card member at your outlet expresses interest in Arogga premium delivery or concierge services, submit a lead here. Arogga ACC will follow up within 24–48 hours. Leads you submit are tracked against your partner contribution score — higher scores earn better placement in the Privilege Card catalogue.

7
Leads submitted total
+2 this week
2
Converted by ACC
28% conversion
3
Awaiting ACC action
In queue
68%
Contribution score
Towards top-partner
New lead referral

Your submitted leads

DateLead refCustomerService QualityAreaACC statusConverted
Arogga Bangladesh
Arogga Ltd.
Privilege Card  ·  Admin Console
8,342 cardholders
11,240 pts issued
 Live
Arogga Admin
Platform Dashboard
Full ecosystem view — cardholders, partners, leads & settlements
SA
8,342
Active cardholders
+12% vs prev
487
ACC leads (partner)
+21% vs prev
2,104
Redemptions
+8% vs prev
18%
Lead conversion
−2% vs prev
Partner performance (ACC leads)
Settlement overview
Arogga owes partners0 pts
= pts redeemed at partner outlets — Arogga settles BDT to partners
Total BDT settledBDT 0
Settle threshold15,000 pts
Partner owe Arogga? No — one-way only. Arogga settles to partner.
Net: BDT 0 settled to partners
Top cardholders
NameTierBalanceTrend
Rafiqul Islam
Dhaka North
Gold840
Nusrat Jahan
Gulshan
Platinum2,480
Tahmid Hossain
Mirpur
Gold1,100
Farzana Akter
Dhanmondi
Silver320
ACC lead activity● Live
Arogga Admin
New Cardholder Enrollment
Issue a new Privilege Card and create the member's profile
1
Personal details
2
Card setup
3
Review & issue
Arogga Admin
New Partner Onboarding
Sign up a new partner brand and configure its earn/redeem terms
1
Brand & contact
2
Commercial terms
3
Review & activate
Arogga Admin
ACC Lead Inbox
Partner-referred leads — assign, action and track conversion
SA
7
Total leads received
+2 this week
3
New — unactioned
Needs follow-up
2
Converted to bookings
28% rate
BDT 0
Revenue from leads
Est. ACC value
Lead funnel
ReceivedLead refCustomerMobile ServiceQualityPartner sourceArea StatusActions
Arogga Admin
Points Ledger
Full debit / credit log  ·  one-way settlement: Arogga → Partner
840
My card balance (pts)
2,840
Arogga owes partners — redemptions (pts)
6,040
Total pts issued
0
Settlements paid (BDT)
DateRefCardholderTypePartner PointsBDTBalanceStatus

Settlement log (Arogga → Partner only)

Settlement flows one direction only: Arogga pays partner when Arogga's total redemption liability (points redeemed by members at partner outlets) reaches the configured threshold. Partners owe Arogga nothing — they simply accept the discount and receive BDT settlement from Arogga.

DateRefTo partnerPts settledBDT amountStatus
No settlements yet. Threshold: 15,000 pts.
Arogga Admin
Fraud & Anomaly Monitor
Rule-based flags on unusual earn, redemption, or partner-award activity
2
Open flags
Needs review
1
Cleared this month
False positive
4
Detection rules active
Configurable

1) More than 3 earn requests by one cardholder within 24 hours  ·  2) Partner-awarded transaction value ending in suspiciously round numbers (e.g. exact 10,000)  ·  3) Redemption immediately followed by a new high-value earn at the same partner  ·  4) Single partner exceeding 40% of total monthly point issuance.

FlaggedTypeCardholder / PartnerDetailRiskStatusAction
Arogga Admin
Audit Log
Every admin action — config changes, approvals, settlements, exceptions
Arogga Admin
Platform Configuration
Point rates, settlement thresholds, redemption caps & tier parameters
SA
Arogga Admin
Point earn rates
Default: 1 pt / BDT 100 spent on Arogga/ACC
Default: 0.25 pt / BDT 100 at cross-brand partners
1 point = BDT 1 benefit (configurable)
Redemption caps & settlement
Platform-wide default for new partners. Each partner's individual cap (set in the table below) takes precedence once configured.
Full balance applicable at ACC
Arogga settles to partners when total liability hits this
Tier thresholds & multipliers
TierAnnual pts fromAnnual pts toEarn multiplierMax partner redeem
Silver
Gold
Platinum
Per-partner earn rate overrides
Partner brandCategoryEarn rate (pt/BDT 100)Max redeem capStatusAction
Powered by
Deal Finder
Cross-brand loyalty clearing house & settlement engine
 Active

Partner brands (A, B, C…) issue points to Arogga Privilege Card members and pay the BDT equivalent into Deal Finder's clearing pool. When a Arogga member redeems points, Deal Finder settles the redemption value back to Arogga. This removes direct bilateral settlement complexity.

Settlement flow

Partner brands
A + B + C issue
10,000 pts total
Pay BDT 10,000
Deal Finder
Clearing pool
Holds BDT 10,000
Clearing house
Arogga
Member redeems
3,000 pts
Receives BDT 1,500

Partners A+B+C issue 10,000 pts → pay BDT 10,000 into Deal Finder pool. A member redeems 3,000 pts at Arogga ACC. Deal Finder pays Arogga BDT 1,500 (at configured settlement rate of BDT 0.50 per point). Deal Finder retains BDT 1,500 as platform fee / float.

Live settlement simulator

Clearing pool state
e.g. 0.5 = Arogga receives BDT 0.50 per point redeemed
Partner contributions
Pool summary
Total pts issued10,000 pts
Pool balance (BDT)BDT 10,000
Redemption settlement
Deal Finder → Arogga settlement
Pts redeemed3,000 pts
Arogga receives (BDT)BDT 1,500
DF platform fee (illustrative)BDT 1,500
Pool balance after payoutBDT 8,500

Deal Finder settlement history

DatePartners fundedPts issuedPts redeemedBDT to AroggaDF feeStatus
No settlements yet. Run simulator above.